I Googled 'Pet Insurance' to see what the results would be and to my surprise the results were in the Millions. Pet Insurance is on the rise thats for sure, but why....? Rising Vet cost? People just have to much money and ran out of things to spend it on? HaHa..I like that one, Or could it be the Peace of Mind it brings them when faced with a costly vet bill out of nowhere? Pet owners around the world are put into positions to make difficult decisions everyday on weather to PAY that costly vet bill out of pocket OR having to put the family pet down because you couldn't pay. You CAN have Peace of Mind and I'm going to make a little easier for you. I have reviewed three of the top Googled Pet Insurance Companies.
Below you will find the quotes from three different pet insurance companies. I used my own pets to get the quotes, which is a 4yr old female boxer/7yr old mixed cat.
NOTE: Quotes will vary from pet to pet, breed and age.
ASPCA~
Basic Plan: (one time fee)
Dog - $8.99 per month + $10.50 issuance fee = total for first month $19.49/$8.99 thereafter
Basic Plan:
Cat - $6.99 per month + $10.50 issuance fee = total for first month $17.49/$6.99 thereafter
Plan Covers:
Treatment and Medication for accidents such as, poison ingestion, laceration, bone fractures, burns, insect bites, bee stings, falls and motor vehicle accidents.
Max Benefit: $8,000 per year with a $2,500 per incident limit.
Savings:
* 10% savings with multiple pets on same plan
* Pay annually and the issuance fee is waived
VPI Pet Insurance~
Basic Plan:
Dog - $15.17 per month/required to pay two months premium the first month = $30.34
Basic Plan:
Cat - $13.67 per month/required to pay two months premium the first month = $27.34
Plan Covers:
Accidents,Illnesses,X-Rays,Surgeries,Cancer,Prescriptions and Hospitalization.
Max Benefit: $9,000 per year limit and a $50 deductible.
Pets Best Insurance~
Basic Plan:
Dog - $24.69 per month
Basic Plan:
Cat - $18.27 per month
Plan Covers:
Illnesses,Accidents,Injuries,Emergencies,Cancer,Prescription Medication,Surgeries and More.
Max Benefit: Lifetime limit of $42,500 with a $2,500 per incident limit.
Again, all three plans were estimated using my personal pets, rates will vary from pet to pet. Unless your breed of pet is prone to get certain sicknesses or diseases I feel that the basic plan will fit most pet owners situations. But that don't mean not to do your homework on pet insurance, please do. I hope this information was helpful.
